Houston Uber & Lyft Accident Lawyer

The coverage depends on the app

Rideshare companies carry substantial insurance, but it switches on and off in stages:

• App off — the driver's personal auto policy applies, and nothing else.
• App on, waiting for a request — a limited contingent policy applies, typically well below the full amount.
• En route to a passenger, or carrying one — the company's $1 million liability coverage typically applies.

That single distinction can be the difference between a modest policy and a million-dollar one — and it is a fact question that gets established with trip data, not arguments.

If you were the passenger

You are almost never at fault, which simplifies liability but not the claim. There may be several insurers involved: the rideshare company's, your driver's, and the other driver's. They have every incentive to point at each other while you wait. Having one attorney coordinate the whole thing keeps it moving.

If you drive for Uber or Lyft

You may have claims of your own after a crash, and your rights depend on your app status, your personal policy, and any rideshare endorsement you carry. Deactivation worries keep many drivers from asking questions — asking a lawyer is confidential and costs nothing.

If a rideshare vehicle hit your car

You can pursue the driver and, depending on app status, the company's coverage. The first practical step is establishing whether that driver was on a trip — something we can request formally.

What to do right away

1. Get medical attention and keep every record.
2. Report the crash inside the app — it creates a timestamped record.
3. Screenshot the trip, the driver's details, and the receipt.
4. Get the police report number.
5. Do not give a recorded statement to any insurer before you understand which policy applies.

Most Texas injury claims must be filed within two years. Call (713) 998-0444 for a free consultation, or read our common questions.